Senior Credit analyst

• Oversee end-to-end customer account management, including the accurate booking of automated bank statements and the operative reconciliation of customer balances and open items.

• Evaluate the financial health of new and existing clients by analyzing financial statements to propose, calculate, and conduct annual reviews of customer credit limits.

• Act as the primary point of contact for collection activities, maintaining professional communication with a diverse portfolio of clients and the internal Sales team.

• Monitor accounts receivable and payment trends, taking ownership of overdue management by issuing dunning letters, sending reminders, negotiating repayment plans, and handling insolvency cases.

• Review and release blocked shipments in SAP based on credit status, set up payment terms, and calculate late payment interests and discounts (sconto).

• Ensure daily operations adhere to company policies and regulatory standards while creating comprehensive Excel reports, data summaries, and providing ad-hoc administrative support to the regional team.

Elvárások:

• Relevant degree or equivalent qualification in Finance, Accounting, or Economics.

• Basic accounting knowledge, with an advanced understanding of financial statements (P&L, Balance Sheet).

• Minimum 3+ years of relevant experience in credit analysis, collection, or general accounting.

• Fluent English language skills (both written and spoken).

• Confident user of MS Excel.

• Strong analytical thinking, accuracy, reliability, and a proactive approach.

• Excellent communication skills, with the confidence to handle daily interactions with international clients and stakeholders.

Advantages:

• Fluency in Romanian is highly desirable and considered a significant advantage.

• Experience gained in a corporate or B2B environment.

• Experience with SAP.

Egyéb információ az állásról:

Our partner is the Hungarian subsidiary of a leading multinational manufacturing company. The Budaörs office primarily supports marketing and sales activities for the Hungarian market. We are currently seeking a motivated and analytical Credit and Collection Analyst to join their international finance team. This position will support operations across 13 countries, focusing on the Hungarian and Romanian markets.